What is a default

Here's How It Works

1. We help you utilize our network of preferred short sale agents to list your property.

2. We assist you in gathering financial information to support your hardship, contact your banks, and get in touch with the lawyers and mortgage insurance companies involved in your case.

3. We submit the offer(s) on your property, the financial information, and other supporting documents to our contacts inside your mortgage servicer(s) to negotiate the short sale of your property. We coordinate with title companies, attorneys, mortgage insurance companies, public trustees, etc. for the approval of your short sale.

Foreclosure Sale Date Approaching?

It’s best to allow yourself as much time as possible to short sale your property, but if you’re not sure you have enough time to conduct a short sale, contact us so we can discuss your situation.

Preserve your good credit!

If you QUALIFY for our plan:

Your lender WILL NOT be able to call you in attempt to collect!
Your lender WILL NOT be able to collect any deficiency or loss they may receive by you walking away!
You WILL be able to stay in your home and save up to 50% on your monthly payments!
You can prevent having a foreclosure on your credit!

It's important to act now before it's too late!

Is Foreclosure right for you?

If you are having trouble making your current payments or will be having your payments adjust soon, you're not alone.

Ask Yourself

Having difficulty making your mortgage payments?

Do you have little or no equity in your home?

Have you had trouble trying to sell your house?

Do you want a fresh start?

What if you could live in your home with payments up to 50% less would that make it easier for you and your family.

Unshackle yourself today from a losing investment and use our guide to default remedies.

Things to Remember:

Contact Your Lender As Soon As You Have A Problem.

Many people avoid calling their lenders when they have money troubles. Most of us are embarrassed to discuss our money problems with others or believe that if lenders know we are in trouble, they will rush to collection or foreclosure.

Lenders want to help borrowers keep their homes.

Foreclosure is expensive for lenders, mortgage insurers and investors. HUD/FHA, as well as private mortgage insurance companies and investors like Freddie Mac and Fannie Mae, require lenders to work aggressively with borrowers who are facing money problems.

Lenders have workout options to help you keep your home. However, these options work best when your loan is only one or two payments behind. The farther behind you are on your payments, the fewer options are available.

Do not assume that your problems will quickly correct themselves. Don't lose valuable time by being overly optimistic. Contact your mortgage lender to discuss your circumstances as soon as you realize that you are unable to make your payments. While there is no guarantee that any particular relief will be given, most lenders are willing to explore every possible option.

Call us at (800) 304-1515 to find out what options are available for you.